About Steph

Mortgage broking
the way it should be.

Meet Stephanie Newman — your Tweed Coast mortgage broker.

Formerly Steph Farmer.

Local knowledge. Genuine care. And a commitment to finding you the right loan — not just any loan.

My story

From the coast,
for the coast.

Born in Victoria and raised on the Gold Coast, I made the move to the Norther Rivers after having my son because I wanted to be part of a genuine community. A place where relationships matter and people look out for one another. That same belief is what led me to start my own mortgage broking business after 17 years working as a Senior Financial Adviser and Mortgage Broker with the same company.

Throughout my career, I’ve always genuinely loved helping people. For me, it’s never been about pushing products, it’s about understanding what matters most to my clients, looking out for their best interests, showing them what’s possible and going in to fight for them when it comes to the banks. I negotiate with a toddler daily, which makes banks a walk in the park.

Over the years, I’ve watched good people miss out on their dream homes because the finance process felt too complicated, too intimidating, or simply too slow. With property prices continuing to rise, home ownership can feel overwhelming or even out of reach for many people. But I truly believe that even if someone isn’t ready today, having the right guidance and a clear plan can make owning a home a reality sooner than they think.

That’s what drove me into mortgage broking. I realised what people really needed wasn’t another salesperson, they needed someone in their corner. Someone who explains things clearly, fights for their application, and is still there to answer the phone long after settlement day. Someone who remembers their kids’ names.

Whether you’re ready to buy now, thinking about refinancing, investing, or simply wanting to understand what steps you need to take to get into the market in the future, my goal is to make the process feel simple, supportive, and stress-free. I pride myself on honest advice, genuine care, and building long-term relationships with my clients.

That's what a Steph above the rest actually means.

Credentials & memberships

Diploma of Finance & Mortgage Broking Management
Advanced Diploma of Financial Services (Financial Planning)
MFAA Full Member
AFCA Membership
Commissioner for Declarations
Australian Credit Representative #388799
Coastal Home Lending Pty Ltd · Corporate Credit Representative #578712
Credit Representative of Australian Finance Group Ltd (ACL 389087)
Specialist in first home buyers and coastal property
17+ years in financial services

I'm always happy to have a chat — give me a buzz.

Book a free call
What I believe in

How I work

Genuinely personal

I remember your name, your situation, and your goals. You're not a file number — you're a person making one of the biggest financial decisions of your life.

Responsive and fast

I respond within 2 hours, always. When you have a question at 7pm before settlement day, I'm there. Being available isn't a bonus — it's part of the job.

Your best interests, always

I'm legally bound to act in your best interests — and I take that seriously. My recommendation is always the one that's right for you, not the one that earns me the most commission.